[Save Money with your family or friends]This is a 52-week money saving challenge for you and your family or friends. Set a savings goal for each week, and work with her/him to complete the savings goal. You can use one binder to save money together, or use two binders to save money for PK. In the end, this savings book will carry their memories for a year. [Make Money Saving Fun]Unlike digital savings methods, this is a physical way to track your progress, making it more satisfying to see the envelopes fill up over time. When the goal of this week is completed, write your name; when the goal is incompleted, write the reason. When the envelope challenge binder is filled, you can use the funds for the intended purpose, such as an emergency fund, vacation, holiday gifts, debt repayment. [Premium Material]The binder cover is made of high quality leather and has tidy stitching, making it look high-end and suitable for long-term use. Envelope pockets are made of transparent PVC, which is waterproof and resist tearing, and will protect your items from water and dust. [Practical Gift for Birthday]This money saving challenge fosters a habit of saving regularly and sticking to a budget.money saving challenge binder would be a thoughtful and practical birthday gift for your family or friends, helping them kickstart their savings goals with style and convenience. Buy it and start saving money with him/her! Colour:E:brown(double-sided six-hole) Material:Imitation leather+PVC Package Contents: 1 x 52 weeks manual book cover 25 x Membrane Only the above package content, other products are not included. Note: Light reflection and different displays may cause the color of the item in the picture a little different from the real thing. The measurement allowed error is +/- 1-3cm.